NEW: Chase Freedom Offers $200 Cash Back Signup Bonus


The Chase Freedom can be one of the best rewards credit cards in the business, particularly with its $200 cash back bonus, as long as you play your cards right (no pun intended).

It’s a rotating 5% bonus category card, so it gives a base rewards rate of 1%, and 5% cash back in set categories that change every quarter.

 

Chase Freedom® Visa – $200 Bonus Cash Back

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 – 12/31/11
  • You’ll enjoy new 5% categories every 3 months like grocery stores, dining, department stores and even home improvement stores. It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and cash back rewards never expire
Annual Fee Signing Promo APR, variable* Intro APR Promotions
$0 200 Cash Bonusafter spending $500 – in first 3 months
Min APR: 15.99%
Max APR: 22.99%
Default APR: 29.99%
Cash Adv: 23.24%
Purchase: None
Bal Trans: None

 

 

 

But now, it’s cemented its place at the top of the rewards credit card list with a new signup offer of $200 cash back. And it’s pretty accessible, too: you need only spend $500 in the first 3 months to get the bonus, while some credit cards want you to spend thirty times that before you get your full signup bonus. Chase has a history of pulling the plug on good bonuses just as they get popular, so if you’re considering signing up for the Chase Freedom®, you should probably hop on it.

In addition to the rewards, you get great perks too, because this is a Visa Signature card. You get concierge service, rental car insurance, purchase protection, etc.